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Smart Cover

Smart Cover is the UK’s award-winning leading insurance provider of Appliance  Insurance, Home Emergency, Gadgets and Motor Breakdown and trusted by thousands of customers.

We aim to provide our customers with reliable cover for a wide-range of household products. Our competitive premium rates, limited excesses and streamlined claims settlement ensure all our customers receive a professional service and, above all, peace of mind. We tailor our products and services to the diverse backgrounds of our customers, enabling them to retain the valuables they worked so hard to get. What has made us the success story we are today is to do with our core values; a reliable and trusted insurance intermediary. Our personal line products offer a wide range of lifestyle protection via award-nominated consumer care. This is why our vast experience and targeted product lines can help you to overcome life’s unexpected challenges; be it broken household items, entertainment systems, home emergencies or legal matters.

Our goal is simple

To strengthen trust in our company by providing expert consumer care and products which meet our clients’ needs for today and tomorrow. As you will see, our products are designed and developed to provide flexible alternatives to any mainstream home and contents policy. Our products are also created to provide comprehensive protection of all household gadgets and appliances with added benefits of competitive premium rates, limited or no excess and streamlined, rapid claims settlement.

Rated Excellent on Trustpilot with a rating of 4.8 out of 5. 

Smart Cover donation rates

Terms and conditions

Figures are calculated on the final order total less VAT and delivery charges. Donation figure shown is the maximum amount donated, actual amount may be lower. Donations will only be allocated for completed online purchases.

Donations may take up to a period of 30 days to validate to ensure that and returns can be taken into account. You may not see your donation pending for up to 7 days.